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申请专业：金融工程
在我看来金融工程是一种创新、创造技术，一种对金融工具、金融手段和系统的创造和创新技术，一种平衡收益和风险的技术.它包含了数学,计算机,金融方面的知识,是一门充满了趣味的交叉学科,而数学知识和数学模型是这个学科中必不可少的核心内容：马科维茨的投资组合选择理论，夏普的资本资产定价模型，Black-Scholes的期权定价模型以及考克斯等人的“二项式”模型正是这种核心地位的体现。
In my opinion, the Financial Engineering is a kind of creative technology to the Financial Instruments, Financial Means and system. It used to balance the benefits and venture as an interesting interdisciplinary subject. It covers many fields such as mathematics, computer science and finance, in which the mathematics and mathematical modeling are the two main aspects of the Financial Engineering. The Investment Portfolio Theory of Markowitz, the capital asset pricing model of the Sharp, Option Pricing Model of Black-Scholes and “Binomial” model of Cox can best reflect the critical position of the two subjects.
我有幸选择了数学与应用数学这个专业，在三年和它的接触了解中，使我对数学，尤其对数学建模有了较深的理解和体会。(记得第一次去听清华大学XX系姜启源教授的讲座,他在讲座上举了一个“现实生活中的数学”例子：“1公斤面, 1公斤馅, 包100个饺子;若馅比1公斤多, 应多包几个, 还是少包几个呢? ”是这个生动、形象、富于生活气息的包饺子问题把我领进了数学建模的世界。)
I am glad to choose mathematics and applied mathematics. Three years’ study had deepened my understanding of them, especially of mathematical modeling. (It still occurs to me when I went to attend the class of XX department given by Professor Jiang qiyuan in Tsinghua University for the first time. “1 kilogram of flour added with 1 kilogram of stuffing can make 100 dumplings, but what if the stuffing is more than 1 kilogram?” He used a very simple, vivid and interesting example which aroused my interest and led me into the mathematical modeling world.
第一次和数学建模亲密接触是在05年的暑假，我有幸参加了学校组织的数学建模培训。经验丰富的数学老师们通过实实在在的例子告诉我们什么是数学建模。给我印象最深的是一个关于SARS的例子：2003年，SARS爆发并在世界范围内传播，严重影响到我国经济发展和人民生活，定量的研究SARS的传播规律并建立数学模型预测和控制传染病蔓延成为数学工作者必须解决的问题……于是Logistic回归便成为我永恒的记忆。为期2周的数学建模培训，给我留下的不仅是一个个经典的数学模型，更重要的是一份澎湃的激情和一份冷静的思考：数学和数学建模是人类的守护神，因为有了她的存在，人类的生存和发展才有条不紊的继续着;那么当SARS病毒肆无忌惮时，当AIDS病毒肆意侵蚀人们肉体时，一个热爱数学、热爱数学建模，更加热爱生命的人能够做些什么?
The first time I kissed the mathematical modeling was in the summer vacation of 2005, when I got a good opportunity to attend the mathematical modeling training organized by our school. Seasoned mathematics teachers told me what on earth the mathematical modeling is through some existing examples, in which the one about SARS impressed me most. In 2003, SARS broke out and shrouded rapidly to the whole world, which imperiled our economic development and people’s living. Therefore, study on its spreading regularity and building the mathematical modeling for predicting and controlling its extension had become the “Archimedes Heels”for all mathematicians…So, the Logistic regression has been carved in my memory. Two weeks’ training has presented me with a kind of passion and calm thinking much more than just those classical mathematical models. As the patron saint of our human-beings, the existence of Mathematics and mathematical modeling are maintaining our subsistence and development. Then, when SARS ran riot, when we are suffering from the pain of AIDS, what can I do as a mathematics and mathematical modeling lover who loves life so much?
怀着这份激情和思考，在大二的秋天，我第一次尝试了运用数学建模的知识去解决实际问题，我和另外两名队员代表学校参加了全国大学生数学建模比赛。比赛要求结合数据对长江水质做出定量评价，分析各地区的水质污染;并对未来长江水质污染发展趋势做出预测分析，制定污水处理计划。长达17页的数据和多个评价指标对我们来说着实是个挑战!究竟应该选择哪些数据?怎样综合考虑多个指标?我们尝试了近一天，推翻了以前建立的种种模型，有好几次都被弄得想要放弃，是队友间的相互鼓励的力量和锲而不舍的精神让我们最终找到了自己满意的模型：综合指数法模型评价长江水质，既体现水质的各种评价因子，又能反映主要污染物对水质的突出作用;通过多元线性回归拟合预测未来水质污染，建立线性优化模型，制定污水处理计划。我们小组的参赛论文获北京市二等奖。三天三夜的建模经历，那份澎湃的激情已经渐渐平息，取而代之的是更加冷静的思考：数学建模创造、创新，成功地解决问题依赖于扎实的数学基础知识和过硬的数学建模能力;依赖于不拘一格的创新思维和创造能力;还依赖于对多方面知识的了解和积累。
Pocketed with this passion and thinking, I tasted to use mathematical modeling into practice and solve the practical problems by attending the National College Mathematical Modeling Contest with the other two schoolmates on behalf of our college. It required us to evaluate the water quality of Changjiang River according to the data, through which we had to analyze the water pollution in every region and predict the trend of it in the future. Finally we had to bring out the plan against it. It was really a challenge for us towards flood
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